Terms of Use

These Terms of Use ("Terms") govern your use of the Faldex Financial LLC website. By using this site, you agree to these Terms. If you do not agree, please do not use the site.

About Faldex Financial

Faldex Financial LLC is an independent insurance agency and holds Arizona agency license #3004348971. Insurance is currently placed by Timothy Lotter, a licensed insurance producer (license #22290486), who is licensed in Arizona, Texas, North Carolina, South Carolina, and New Jersey. We add states from time to time. Contact us to confirm current availability where you live. Availability of products and features varies by state and carrier.

Information only, not advice or an offer

The content on this site is for general information and is not insurance, legal, tax, or financial advice. Nothing on this site is an offer of insurance or a guarantee of coverage, eligibility, rates, or outcomes. Any coverage is subject to the terms of the actual policy and to eligibility, underwriting, and carrier approval. Quotes are estimates and are not a promise of coverage or price.

Eligibility

You must be at least 18 years old to use this site and to request a quote. Coverage we offer is available only to residents of the states where we are licensed.

Your responsibilities

You agree to provide accurate and complete information and to use the site only for lawful purposes. You are responsible for the information you submit through our forms.

Intellectual property

The Faldex Financial name, logo, and the content on this site are owned by Faldex Financial LLC or its licensors and are protected by law. You may not copy, reproduce, or use them without our written permission.

Third-party links and carriers

This site may link to third-party websites, including insurance carriers and a scheduling tool. We do not control and are not responsible for those sites, their content, or their practices. Carrier names and marks belong to their respective owners and are used to identify the products we can help you compare.

Disclaimers

The site is provided "as is" and "as available" without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or secure.

Limitation of liability

To the fullest extent permitted by law, Faldex Financial LLC and its owners, agents, and service providers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of, or inability to use, this site.

Indemnification

You agree to indemnify and hold harmless Faldex Financial LLC and its owners and agents from any claims, losses, or expenses arising from your misuse of the site or your violation of these Terms.

Governing law

These Terms are governed by the laws of the State of Arizona, without regard to its conflict-of-laws rules.

Changes to these Terms

We may update these Terms from time to time. When we do, we will change the effective date above and post the updated Terms here. Your continued use of the site means you accept the updated Terms.

Contact us

Faldex Financial LLC
Email: info@faldexfinancial.com
Phone: (602) 873-7777