Local, independent, and on your side

Our story

Why I started Faldex

Most people don't wake up wanting to talk about life insurance. They just want to know the people they love will be okay. That's the heart of what we do.

I'm Timothy Lotter, founder of Faldex Financial. Before I ever sold a policy, I was a husband and father trying to buy one. I remember how much was riding on getting it right, and how hard it was to find someone who would just explain things clearly and let me decide.

That's the agency I built. At Faldex, we listen first, explain your options until they make sense, and leave the decision where it belongs: with you.

And because we're independent, we compare multiple trusted carriers and answer only to you. If something isn't the right fit, I'll tell you. Once your coverage is in place, I stay in your corner for the long run.