Local, independent, and on your side
An independent life insurance agency helping families protect the people they love, with honest guidance and no pressure.
Helping families protect what matters
Why I started Faldex
Most people don't wake up wanting to talk about life insurance. They just want to know the people they love will be okay. That's the heart of what we do.
I'm Timothy Lotter, founder of Faldex Financial. Before I ever sold a policy, I was a husband and father trying to buy one. I remember how much was riding on getting it right, and how hard it was to find someone who would just explain things clearly and let me decide.
That's the agency I built. At Faldex, we listen first, explain your options until they make sense, and leave the decision where it belongs: with you.
And because we're independent, we compare multiple trusted carriers and answer only to you. If something isn't the right fit, I'll tell you. Once your coverage is in place, I stay in your corner for the long run.
A few things we will always do
Explain before we sell
Plain words, real options, and the time to answer every question.
Work for you
Independent means we shop trusted carriers to find your fit, not push one product.
Stay in your corner
We are here after the policy is in place, not just before you sign.
Where we can help
We are licensed in a growing number of states, and we add more as the agency grows. Tell us where you live and we will let you know right away whether we can help you, with no pressure either way.
Licensed Producer #22290486
"After watching too many families get a sales pitch instead of real help, I started Faldex to do it differently. I take the time to understand your situation, walk you through your options, and help you find coverage that fits your budget, so the people you love are taken care of."
Let's protect your family
Get a free, no-obligation quote, or call and talk it through with a licensed agent.